The maturity date is the date on which a financial investment reaches the end of its term and the principal amount is repaid to the investor.
At this point, the investment stops earning interest, and the investor can withdraw both the original capital and any accumulated interest without penalty.
Maturity dates are commonly associated with fixed-income instruments such as bonds, certificates of deposit, and term deposits. Knowing the maturity date is important for planning cash flow, reinvestment strategies, and managing financial goals.
It marks the point when the issuer’s obligation to the investor is fulfilled, making it a key detail in any time-bound investment contract.